How to Get Insurance for Your Drone
Almost everything can be insured. Our lives, our homes, our vehicles and many other things we love can be insured. The use of UAVs, especially among the civilians has required the need to add drones to the list of insured items. If you have a business and earning money using drones, it is good to get your drone(s) insured. Even if you do not make money and plan to make money in the future, then it is a good idea to get insured. It will help you avoid paying off your pocket in the case of an accident.
Getting drones insured would also be an excellent idea for your business. Your clients would feel safe and would want to do business with you. This would build customer loyalty and help in attracting new customers.
How to Get Insurance?
To get the insurance of your choice, you need to get quotes from different companies. Getting an offer is a simple task by merely visiting the company’s website and clicking the “Quote Request” button. The website would take you to a form where all the necessary information needed would be asked, and then after filling out all of these details, you’ll be returned with a quote. The most frequently requested information is:
- Your complete name and address
- Specific information regarding your UAV
- The cost of each part of your equipment
- The total time you have flown the device
- The place you would be operating your UAV at
- The amount of training you have acquired
- Any other details related to the equipment and yourself
- Type of coverage whether a liability or hull damage
Once all of these details have been entered, you will be provided with a quote listing all the cost you would have to pay for the insurance. If you are satisfied with the price and policies, it is best to get it done as soon as possible. Otherwise, you can get a quote from another company.
How to Claim?
You need to know how to file a claim in the event of an accident. The claim must be simple, but you must first study and understand the rules and policies of the insurance company. The company’s guidelines and policies will tell you what the company can do and what it cannot do. It would be an excellent approach to read and understand everything the company has written on paper. Secondly, you must report to the correct authorities and refrain from making any statements without notifying your insurance company. Do not leave the drone unsupervised at any time. You need to stay with your equipment such as the drone or nanny cam with audio in case of an accident. These points must be taken into account when dealing with a crash.
This guide provides a comprehensive approach on how to get insurance for your drone. As already mentioned, commercially used drones need to be insured. It is recommended for commercial pilots to get their desired insurance so that they know they are covered in times of accidents. If you are taking this as a hobby and limit your drones only to your home, you do not need to get insurance. Your home insurance would be enough to let you enjoy flying drones.
We have dealt with all the procedures to get a hidden camera and drone insurance done. Every detail is provided as to how and when you need insurance. It’s always better to talk to different companies and examine their various policies and procedures. After collecting quotations from all the companies you have been in talks with, you can always compare their prices and policies.